Draft. A lawyer has not reviewed this yet, and it may change before launch. Version 2026-09-draft-1.

Terms of Service

This is an outline of what the final terms will cover. It is not the final contract.

What SaveScore is

  • A software service that checks, read-only, that you saved money in your own bank account.
  • A guide through four steps, from saving to a real credit history at a credit union.

What SaveScore is not

  • Not a bank, and not a lender. We hold no deposits and never hold or move your money.
  • We do not report to credit bureaus. If you open an account with a credit union, that credit union lends and reports.
  • Saving on its own does not change your credit score.
  • We cannot promise your credit score will go up. Results vary.

What it costs you

  • $0. SaveScore is free for members. Your credit union pays SaveScore.
  • A credit union may charge its own fees or interest. It shows you its terms before you decide anything.

Still to write (counsel)

  • The written contract and how you can close your account.
  • How disputes about a savings check are handled.
  • Limits of liability, governing law and how we may change these terms.